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xref What kind of retarded system is this? For example, one person can manage mykis for family or friends. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. . You might also lower your overall monthly payments and turn multiple bills into one easy payment. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. and our If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. What's Auto-load? How do I know if my balance transfer was approved? I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. You can only have your Mobile myki active on one device at a time. %PDF-1.5 % You can request a new, free myki smartcard through your online account. The costs of a balance transfer. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. We cant replace a lost or stolen unregistered myki. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. replacement card and to organise a balance transfer from your old myki to your new one. The process begins when you submit a balance transfer application. Well block your myki and arrange a replacement myki. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. If you're entitled to these additional benefits, you can access them by using your myki smartcard. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. @john_miller 03/01/23 This answer was first published on 03/01/23. There is no principle. If you have Mobile myki you can set Auto Load via the Google Pay app. My Myki was due to expire after three years. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. 0000002823 00000 n 3. Replacements usually take up to 10 business days and include the remaining balance of the old card. We are committed to being fully transparent with our readers. Because the whole thing is fucked. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Yes. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Top up your myki Your Mobile myki expires after two years. <> If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. They earn interest on it. They contacted me, I did it online and they posted me a new card. You need to submit a balance transfer application that is subject to approval. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Opinions expressed here are the authors and/or WalletHub editors'. This lets you contact us to request a refund of any balance on the Mobile myki. 178 0 obj As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Let's say you have $4,000 in credit card debt and transfer that balance to a . Can I use Mobile myki on my Android phone? The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. For example, when your myki Money balance reaches $10, you could top up with $20. Your balance is protected from the time you tell us your myki is lost or stolen. Within the phone, go to Settings > Connected devices. myki Pass Great if you travel often and on consecutive days. If you receive a check, you need to send it to your old cards issuer on your own. A billion fucking dollars. 2. Personal Credit Cards? I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". Wtf? Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. endobj 0000004635 00000 n 0000005119 00000 n <>stream Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. You need to apply for a balance transfer. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. 0000009156 00000 n If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. New comments cannot be posted and votes cannot be cast. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. You need to be connected to the internet to top up your Mobile myki. Learn more about auto top up. I called customer service and was advised I needed to go in person to Flinders St station to do it. WalletHub Answers is a free service that helps consumers access financial information. Auto top up and Auto-load cant be transferred to your new myki. Your original go card will be cancelled immediately and cannot be used for further travel. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. How to Process Credit Card for Consumers & Merchants? The . To replace your myki online, you must be requesting the same fare concession type as your original myki. You may also receive a letter confirming the balance transfer. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. If you're still travelling after 2 hours, you'll be charged a daily fare. I'm glad I don't need to catch public transport anymore. 8:35pm Feb 8, 2020. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. *Rates, fees or bonuses may vary or include specific stipulations. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. The only way is to download a form, fill it out, post it in, and wait weeks. Choose the zones you want to travel in and the number of consecutive travel days you need. damage that exceeds normal wear and tear. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Your Mobile myki expires after two years. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. But yeah, a fair bit that is just backwards. Music:. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. 184 0 obj JavaScript must be enabled to use this site.We're sorry for any inconvenience. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Nor does your card expire after 90 days of not getting used. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Myki card Myki card child pages. This helps you to avoid late fees and penalty APRs on your existing accounts. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. Mobile myki is different to an existing myki card. Check that NFC is enabled on your phone. Haven't tried as yet. You can manage up to 8 mykis through one account. You probably want to transfer a balance to save money not spend more. This is why I don't keep much money on transport cards. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Now, on the form it says I need the card to be re-imbursed. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Public transportation passes transfer on Google Pay android phones. Press J to jump to the feed. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. %%EOF Select the card with the best balance transfer offer available to you. Legit all the way, touched on and everything. hbbf`b``30 ap Which I obviously don't have because it is lost. But is it possible to go to a ticket booth. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Only Mobile myki has the ability to charge you a fare via a myki device. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. In my experience touching on is quicker than validating a metcard. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Transfer your balances to the card with the best offer or your new card. You may also need to restart your phone after updating the app. What is the best balance transfer credit card? This resets the fare expiry and gives you more time to complete your journey. How can I check the balance of my myki card? You would think they could have done it over the phone. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. 0000014515 00000 n You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. I was told there was nothing I could do for this one as it wasn't registered. You'll need to know the account number for your existing balance and how much you want to transfer. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. On Friday Martin. Within the phone, go to Settings > System > About phone. This will let you manage your myki as you would a physical myki card. Make sure you pick a card that accepts balance transfers and has advantageous rates. Hold the phone still when touching on and off. I am only onto my second card because the first was lost. endobj If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Enter the amount of debt you want . <>stream Your myki money or pass can then be transferred to a new smartcard. Tap Travel Card. You can replace some types of tickets if they are lost or stolen. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Yes. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Contact us to request the transfer. If you're using an international payment card you won't be able to top up via the PTV website. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Always the last place you look lol. A Mobile myki expires after two years. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. I have had a myki card virtually since the start date. Any money on your card will be protected. They could have at least have forms on their website to print and send. Auto-load is the same as auto top up. 1. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. To keep travelling with auto top up or Auto-load, youll need to set it up again. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. What is the best low interest credit card? That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. 0000000016 00000 n I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). 182 0 obj Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? It also protects your myki balance if you lose your phone or it's stolen. To do so, you have to block your existing Myki card (annoying, we know). startxref I only realised this when my replacement card was lost and I called up for a new one. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Whats the difference between a hard credit inquiry and a soft credit inquiry? I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. 0000014445 00000 n You may want to hire a professional before making any decision. Does a balance transfer happen automatically? Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. You can use the ticket number to register your myki or if you require a refund. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Do I ever lose the money . The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. That's a lot of free money for Myki, which customers are unlikely to ever claim. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. My old one is registered and everything with my account but there seems to be no way to import that one in. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. 0000005171 00000 n If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Under Other, select Transfer. We're working to improve our systems so we can allow other payment card types in the future. Remember to top up with enough money to pay for your entire journey. Myki credit, once on your card, does not expire after 90 days of not getting used. Auto-load is the same as auto top up. What is the best credit card for excellent credit? Tap Transfer Existing Card. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted.